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Archive for the ‘Insurance’ Category

……….of going out of the job and putting up a business

Not having a regular job means loosing many benefits a company can give to an employer. For me, this would mean not having a regular contribution to government benefits like SSs and Philhealth and also not having medical benefits. These are the things that you should be ready to sacrifice if you want to be on your own to put up your own business.

I chose to have my own small time business, and this is  my small time laundry shop. This is also the main reason why I am scouting for a no medical term life insurance. I am not very particular with the terms, all I want is to have a life insurance that I can take advantage eventually and having no medical term is already a bonus.

Having a memorial plan is going to be my next goal after the life insurance.

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Car Insurance

Its been almost a year since we started paying for Rey’s car and we did not realize that its about time we need to renew our car insurance.  We loaned the vehicle back in October and it will be October again by next week.  Time flies unnoticed. 

I would say we were able to maximize the vehicle much more that we expected.  Rey had been using the car since day 1 going to work.  I have brought it to Bicol twice already.  My grandmother found a real comfort using the vehicle from visiting her doctor to visiting our hometown.  This vehicle had serviced us well more than we were expecting. 

Now is the time of the year we have to think of her and for her well being if I may say.  We will need to renew our car insurance in a weeks time and we want to find the best insurance that will give the vehicle all that is needed to maintain her and the same time it should be light on our pocket. 

I’ve had experiences with flood and I know how terrible it is.  I wonder if there is any car insurance that can provide automotive lift when needed especially in areas being hit by flood.  This will really be appreciated.  If there is any chance I can get this kind of insurance, I am willing to give up our contract with our current insurance provider. I really hope there is any…………..

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Deciding wether you want to be secure or not should not be difficult.  No one wants to live an unsecure life, not even your pet dog.

When Rey and I are newly wed, I convinced him that we get a trust fund even for a small amount.  We decided to take the offer of Family First, Inc.  This may sound really familiar because of the numbers of complaints we heard about them or saw on tv and prints.  I am one of the very few people who would say its is not a scam because I used to work for them.  Possibly, its the marketing style they have that is why many people did not like it. But if you are an open minded individual and is willing to look at what it offers, you will be able to see that it is legit.

The reason why I am writing about this is because of the life insurance quote that I came accross online.  I’d like to share this with you and hopefully if will help you have a more secure future.  Getting an insurance is not wasting your money, provided that you will choose a good company.

Rey and I have been paying the policy we got for five years now, and it two years time we will be finish.  Waiting for the maturity date is not very long. The only thing I am regretting right now is we did not get a higher premium.  Nevertheless, we have a savings and we will soon get our money and invest it to another something else, hopefully.

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